It’s no secret anymore that coupons are the best way to save money on groceries. Yet, of the over $70 billion of coupon saving offered by manufacturers each year, only $4.5 billion are redeemed by consumers. That’s barely 6%. So how come millions of Americans are not jumping on the bandwagon?
According to Susan Samtur, The Coupon Queen and founder of www.selectcouponprogram.com, the answer lies largely in the fact that most people simply do not think couponing to be time-efficient. They believe that it takes hours every day to clip coupons and figure out how to get the best deals. In today’s busy world, most people just don’t have that kind of time, so they avoid the process for fear of being sucked in and losing out on time that could be spent elsewhere.
But is the myth true? Do you really need to spend half of your waking hours clipping, sorting, and alphabetizing coupons? Of course not! The key to all of this is proper organization – with the right system in place, shopping with coupons becomes a walk in the park (or in the aisle)! There are a few simple steps anyone can follow to keep their coupons from becoming an overwhelming, terrifying mess of papers.
First and foremost, you need a large folder to keep everything in. Folders with built-in or add-on separators are great, but as long as your coupon-holder is easy for you to manage, that is all that matters.
Next, write a list of categories into which all of your daily necessities are represented, and keep it alphabetical. Don’t go crazy in trying to have a category for everything. If you don’t have children, you don’t need a diaper section! It all depends on what products you normally buy. For example, you might have these twelve categories:
Canned Goods Dairy Drinks
Medicine Cereals Frozen Foods
Fruits/Veggies Household Items Meats
Paper Goods Pet Food Snacks
You could always subdivide within categories as well (eg, having smaller sections within Household Items for things like lighting, cleaning, dishes). Once you’ve got your categories, you’re home free! The trick is to keep at your system; don’t get lazy! When you clip your coupons, file them away immediately unless you plan to use them right away, or else you’ll end up with a pile of cluttered, disorganized coupons on your kitchen counter!
If you have special offers like free samples or rain checks, keep these in the back of your file and check them periodically.
It also helps if you put the shortest expiration dates in the front so you’ll see those coupons first, but make sure to go through your file every month to throw out expired coupons, especially at the end of the calendar year when many coupons expire. Otherwise, your drawer/folder will fill up faster than you can use the coupons!
When you are ready for your weekly shopping trip (or biweekly) make your list of items then go to your coupon file. Pull out the coupons you’ll need and put them into a small envelope so that you can match them to the correct product when you get to the store. Check the expiration dates one more time before you go to make sure you won’t end up with an expired deal.
Don’t get discouraged if you still have trouble acquainting yourself to a system at first. Like all systems, the coupon-organizer takes time to adjust to, but as long as you remain consistent with your filing procedure, you’ll save tons of time and tons of money! Once you get organized with a system you know and feel comfortable with, you will be able to cut your sorting time into a fraction of what it once was. It’s as simple as that!
For more resources about Supermarket Coupons or even about Grocery Coupons please review this page http://www.selectcouponprogram.com
03 AprHow to Organize Your Grocery Coupons to Save Big at the Supermarket
08 MayEasy Fast Dinner Recipes
When TV was young the moms depicted on the shows would wear pearls and dresses while cleaning house, then cook a complicated meal while dolling advice to the kids. That wasn’t just on TV, it was a reflection of real life. But the 21st century world is one of amazing technology and lives that are much more fast paced. Everyone’s on the look out for easy fast dinner recipes that give TV mom results without all the work. The Pilgrims didn’t have a good source for such simplicity in food, but they didn’t have the Internet either. There are a lot of sources on line to provide help to the busy family looking for a quality meal.
One steak can go a long way. Change the sides for different meal experiences. Change the spices for a trip around the world of food. Begin the adventure with a super large flank steak. For Monday add roasted potatoes and a tossed salad. Make Fajitas on Tuesday with some salsa and hot spices. On Wednesday make it Asian with some Teriyaki sauce, rice and vegetables. Thursday go back to the steak and salad, this time with mashed potatoes and asparagus on the side. Friday is the day for some pita bread and Greek spices. That’s right, Gyros. That’s one meat for five meals.
What, there’s even more to do with the steak? OK, get the plates and forks ready. Do southwestern steak with black bean wraps, or lentil and orzo salad with flank steak smothered in feta cheese . Now add another meat, and the variety is even more endless. Pork can be a roast, or ribs, or chops. The possibilities are endless.
With a little clever planning all the meals for the week can be cooked on the weekend, then heated and served in minutes. Plan an entire menu for a month then buy all the necessities for some good savings too. The children can learn about cooking too. Put them in charge for a week. Rotate days amongst the family.
And you thought easy fast dinner recipes were hard.
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16 Jan5 Reasons Your Business Might Not Have the Right First Aid Kits
Article by Jason Lee
Every place of business is in need of a first aid kit–there’s just no skipping over it. But if there’s one trend safety suppliers see dozens of times, it’s that several businesses make a series of basic errors when considering safety–mistakes that are easy to avoid. None of these things we mention are terrible errors, just regular things that take place in your workplace.
But as any employee who has been so unfortunate to have been through a grave place-of-work accident knows all too well, ‘normal’ work environment ignorance can end up leading to accidents that are most certainly the opposite of regular. With this knowledge, I am going to look at five everyday mistakes employees commit using first aid kits, and how to easily solve them.
1) Choosing the mistaken type of kit. Depending on the mode of workplace environment you have, your safety concerns will be varied. There are dozens of varying kinds of first aid kits, all suited to the necessities of a particular workplace. Ensuring your kit is suitable is the first order of business.
2) Creating their own first-aid kit despite not possessing any professional knowledge. Just as we call trained paramedics for any medical concern or accident, we have first aid kits which are made to be suitable for the largest number of possible circumstances. If your business is creating a custom first-aid kit, seek help from the pros.
3) Not getting what’s in their special kit. This is an endless issue–staff members are hit with an incident, pop open the first aid kit, and are entirely confused by the larger part of what’s located inside most first aid kits. Some quick brushing up will take care of the situation in a few minutes.
4) Doing too much with the use of a portable kit. Many people have portable kits, and they’re extremely practical. But very often, those identical kits are introduced into a corporate environment and casually become ‘the’ first aid kit of the company. At such a stage, you’ve just gone against rule number 1 once again.
5) Not keeping up their first aid supplies. If serious accidents are nowhere to be seen on a job site, great. But when a first-aid kit actually gets opened, its supplies need to be replaced, and that can’t be delayed–no one can be a psychic about when an accident might come about in upcoming days. An under-stocked first-aid kit is like not possessing one at all.
All of these queries can be dealt with in minutes–today’s safety equipment suppliers are speedy, efficient, and can give you great first aid kits to suit anybody’s concerns. Avoid these five mistakes, and fashion a work environment that’s fully covered for all.
29 MayHome Insurance Uk: Diverse as your Needs
The home of a person is certainly his most precious possessions. It takes a lifetime of savings for some people to buy a home of their home. And such a precious possession remains open to the threat of damages caused by various factors. Earthquake, cyclone, fire, and other natural calamities can cause damage to the home and its contents. So, to be in safer side, it is better to go for home insurance and keep the home protected.
In the UK, there are plenty of insurance agencies selling customised policies to the homeowners. In fact, people of different areas have different to opt for insurance. Necessity of people living in coastal areas is different from those live in the mainstream land. So, agencies providing home insurance UK also craft policies keeping these diverse necessities in mind.
Need for home insurance policies also vary as per the contents of the home. People having large, expensive contents should go for policies that cover every durable items there in the home. Though people generally do not go for separate insurance policies for the home and its contents, at times it may remain better to insure some of the expensive items separately.
This act of taking separate insurance policy for the home and its contents will be helpful in keeping the cost of the home insurance UK low. By focusing only on the home insurance, one can increase the chance of getting a suitable deal. A little knowledge about the insurance market also works very well in striking a cost-effective deal.
Generally a new home is insured at lower rate than an old one. In the same way, a home made with good materials gets an edge over the one that has not made with materials of good quality. When one buys Home Insurance UK, he should keep all these and such other facts in mind. By preparing well, he can negotiate well and qualify for the deal that suits his need and that he can deal with successfully.
Allan Elvin is an MBA in Finance and has a rich experience of writing on topics related to finance. He professes special interest and expertise in Home Insurance UK and in guiding you on its various details.