My Personal Finance Blog

You always try to excel yourself and this week it will be the dominating force of your life. You love to mingle pleasure in your work and this really helps you to be recognized. A lot of things will happen in your life this week, from academic pursuit to travel. This week will be a busy week for you and a lot of things will surround you such as financial matters, family issues, and issues related with your career. You should start planning for your future. Overall, this week will be spent in balancing your professional life with your personal life. If you want to know more about Capricorn weekly horoscope for 2011, read on…

For Family life: You will have a busy week ahead. Some family issues will come to you urgently and you have to sort them out within this week. If there is any elderly and young member in your family, it is better to sit and talk with them during the first half of the week. Your family members are very supportive to you and they offer you peace and comfort, when you return home after a long and tiring day. August 8 is a very good day, when you will enjoy with your near and dear ones. Some invitations may also come to your way this week.

For Romance: Your love life is very interesting this week. If you are paired, you will enjoy a blissful romantic life with your partner. You may have to sit and talk with your loved one, if there is any issue, which needs to be solved out. Your partner is always beside you and he or she will support you, whenever you will need them. If you are single, this week may not be a very good week for your romantic life. Even though, you may meet with a couple of potential singles this week, but they will not meet your criteria.

For Friendship: Your friends will help you, if you really need it. Your friends are always around you and you will find them always beside you. August 3 to August 5 is an ideal time, when you can go for shared hobby trips with your close friends. You may also plan for a pleasure trip this week with your close friends, but you always have to remember that nothing comes without a price tag.

For Career and finance: A good news might be waiting for you this week. This week may prove a highly profitable week for you. Always prepare making decisions for critical situations. Pay attention to your actions in the work place, because it will be responsible for your promotion or hike.

Some interesting facts about Capricorn weekly horoscope:

Most dominating traits: Steady, organized, and practical
Leading keyword: I use
Most compatible sign: Aries and Leo
Lucky numbers: 1, 2, 4, 8, 10, 13, 17, 19, 22
Lucky colors: Brown, Green, Grey, and Black
Lucky day of the week: Saturday
Lucky stone: Dark Sapphire and Garnet

Is investment language intimidating? Do financial goals of security, or pursuing a dream or being worry-free of debt seem out of reach? Building a level of personally defined wealth is within a person’s control with investment understanding, sound principles and discipline.

Lipscomb honed his personal investment strategies over two decades. His claim is that he became a millionaire before the age of 40. As an employee in a worldwide computer component manufacturer, the perspective of successful wealth building strategies start and end with this book; unless there he authors another book. Lipscomb’s career is not as a financial planner. Instead, on faith that his ethics are sound as stated, his ideas presented are from personal experience and research. His style makes otherwise a jargon heavy field, understandable and at times entertaining.

Lipscomb focuses on stock investments because it is what knows best and offers rich, plain, anecdotal examples of what to do and what not to do. Adding credence to his own success with stock investing, his book has examples of both hard copy and internet based information sources for improving awareness of the why and how of stocks. The best read to self-educate is the Wall Street Journal and with a “put this book down and call or go online right now,” command, how can this be any stronger stated? Lipscomb refers to investor journals or websites to both read and study as well as to avoid. He does the latter by only emphasizing the sources to select.

Understanding risk and reward in investing is foundational, but what is it really? First, he gives, with several pages of discussion, a dry, dictionary definition of, “risk is the degree of probability of losing various amounts of money during a specified length of time.” Halfway into this level of explanation, he offers the same amount of explanation that most can more easily relate. Risk then becomes more metaphorical. “Like seatbelts and airbags reduced the risk of injury during accidents, dividends reduce the risk of loss while owning stocks.”

Lipscomb’s second to last chapter, specifically titled, “Be Ethical, Be Vocal,” spotlights investor’s ethics. He talks about high profile cases including Martha Stewart’s illegal gain from insider trading. The aim of the chapter encourages stockholder participation in company votes, board meetings and conversations with executives. Well rounded involvement encourages all stakeholders to do the right thing. Lipscomb’s own ethics appear through every chapter as he cites examples like this one that he faces in his investing. Achieving Prosperity makes an otherwise complicated personal life endeavor for many, easy and down to earth. It’s an encouragement and motivator for anyone wanting to control his or her financial future.

-ForeWord Clarion Reviews by Patricia Weber

Achieving Prosperity: A Realistic, Ethical Guide to Building Wealth by Todd Lipscomb; AuthorHouse; Publication date, 2006; Page Count: 145 pages; ISBN: 1-4259-4513-9

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